Trucking & commercial auto businesses
General Liability Insurance
Your business faces risks beyond vehicle accidents. General liability can help protect against certain third-party bodily injury and property damage claims arising from your premises or non-auto business operations.
Request a QuoteCall 909-996-1153
Coverage beyond your vehicles
Protect your business operations
A customer could slip at your office, or your business activities could damage someone else's property. Depending on the policy and circumstances, general liability may help cover these claims and related legal defense costs.
Review the right coverage
Coverage may also include personal and advertising injury and certain products-completed operations exposures. Available coverage depends on your operations and the policy selected.
Ask Auto Solutions Insurance Services LLC about general liability alongside your commercial truck or commercial auto insurance.
How the coverages work together
General liability
Certain third-party injury or property damage claims connected with premises and non-auto operations.
Commercial auto liability
Covered liability arising from business vehicle use.
Motor truck cargo
Covered loss of or damage to freight you haul.
Physical damage
Covered damage to insured vehicles, such as collision or covered theft losses.
General liability does not replace commercial auto liability, cargo insurance or vehicle physical damage coverage. Employee work-related injuries generally require separate workers' compensation coverage.
Coverage that matches your operation
Whether you operate trucks, delivery vehicles or other commercial autos, describe your full business activities when requesting coverage. Truckers general liability products may have different eligibility rules from other general liability policies.
Tell us about your premises, work away from your location, hauling or delivery operations, and any customer or contract insurance requirements.
Common questions
Does general liability cover truck accidents?
It generally does not cover auto-related liability. Commercial auto coverage addresses those exposures, subject to its terms.
Is loading or unloading automatically covered?
No. Coverage depends on the facts and how the applicable policies define and exclude those activities. Have these operations reviewed rather than assuming they fall under general liability.
What information should I provide?
Your business activities, locations, revenue, claims history, current coverage and any written insurance requirements.
Request a general liability quote
Discuss coverage for your business operations alongside your truck or commercial auto insurance. Complete the form below, or call 909-996-1153.
Coverage is subject to underwriting, policy terms, conditions, limits and exclusions. Availability varies. This overview does not determine coverage for a particular claim.