Finding cheap auto insurance for young drivers can be like trying to find an ice cube on the sidewalk on the 4th of July. As illusive as it sounds it can be possible to get affordable coverage for teens and those in their early twenties. There are a few things you need to know before you start your search that will help your efforts tremendously.
Top Ways To Find The Cheapest Auto Insurance For Young Drivers
Often times parents have their teens put off getting a license and driving until they are older because the cost of insuring them on their vehicles can be quite expensive. Those who do choose to add their son or daughter on their policy often end up paying more than double what they were paying before. It is a fact that car insurance companies charge more for teenage drivers. So how can you get the cheapest car insurance for young drivers? There is not one particular way, their actually are a few methods that you should use to increase the chances of finding an affordable policy. First you need to make sure that your young driver is a good student. This is one of the best ways to get lower prices. Many carriers offer discounts of up to forty percent for those who maintain good grades in school. Secondly, when getting quotes make sure to let the agent or broker know if your child only uses the car to go back and forth to school. Usually schools are in close proximity to where you live so by indicating that there is very minimal use of the vehicle it drops the risk factor and may even qualify you for a low mileage discount.
Other Ways To Get Low Cost Car Insurance For Young People
Another method that often works to get the lowest priced auto insurance for young people is to have a parent or guardian on the policy as the primary driver and the young person as a secondary driver. Usually your kids are only their car or truck to go to and from school or work so by putting yourself or your spouse as the first listed driver the rate can go down quite significantly with most companies. Also it is important that your teenager or young adult maintains a clean driving record. Premiums are already expensive as it is for youngsters but if they have tickets or accidents on your record it can have a very negative effect on your price. If by chance they do get cited for a violation always see if there is an option to go to traffic school to have it taken off. Some states like California have this option.
Where To Find Cheap Auto Insurance For Young Drivers
Now that we have talked about tactics to use to get lower prices you may be wondering where to find low cost car insurance for young drivers. The best way to find it is to go online. By using 2autoinsurance.com you can find affordable coverage for your youngster by comparing prices from several companies. When you get multiple quotes from different carriers you can see who is the cheapest and if you are ready you can purchase your policy online. To get started you just need to enter your postal zip code at the top of any page on our website. If you have questions or need help with purchasing you can always call one of our helpful agents at 1-888-557-6529.